What Are The Common Mistakes That Banking Aspirants Make?

In Indian banking sector, there are many banking recruitment notifications which have opened golden opportunities of jobs in major public sector banks. There are institutional bodies like IBPS, SBI and RBI which conduct recruitment drives for various job profiles. There are millions aspirants who strive hard to grab these opportunities but many of them fails in their attempts.  In this article, we will discuss the mistakes which are generally committed by the aspirants and the tips to avoid them and work on right strategy to achieve success in the exam.

So, let’s discuss them in detail:-

1. Neglecting the importance of reading Newspaper daily

You should develop the habit of reading newspapers on daily basic and never neglect it. If you neglect or avoid it then you will end up with a pile of news of past 3 to 4 months a few days before the exam. It will be very difficult for you to grasp all the knowledge before the exam and will result in mental stress. 

2. Avoiding speed tests

You should also develop a habit of giving speed tests on a regular basis. It will help you attempt maximum question in minimum time with maximum accuracy in the exam. In this way, you will come across with your strengths and weaknesses. 

3. Paying no importance to the topics you are good at

You should also pay importance to the topics you are good at. You should always try to make the maximum use of your strengths while attempting questions in the examination. It is only possible when you practice these topics hard. If you pay no importance to these topics then you might forget the basics and you might fail to attempt questions based on them in the exam through IBPS Clerk Chennai.

4. Confusion in starting your preparations

There are many students who are often confused in starting off their preparations. It is always advisable to start off with the topics you are good at. It is because it will give you the desired confidence and will motivate you to become consistent in your long journey of preparations.

5. Listening and attempting to too many strategies

Too many cooks spoil the broth! Yes, it’s true; if you listen to everybody advice and suggestion then it will lead you to a mental chaos. You should always prepare and follow your own strategy as per your convenience. It should be systematically planned and should cover the entire syllabus in restricted preparation time. 

6. Inconsistency in Preparation strategy

In your earlier stages of preparation, your enthusiasm and energy level is at its peak but it fades with time. It leads to inconsistency where you forget all your seriousness about the exam and even forget the studied concepts. You should always try to be consistent in your studying plan and should never neglect the importance of good preparation strategy which always demands consistency. 

7. Accumulating and assembling useless study materials

You should never confuse yourself by accumulating and assembling study materials from different sources which are of no use. It will stress you and create an unnecessary mental chaos. You should always collect useful study material which is up-to-date and is compiled as per new exam pattern and syllabus of the exam and you may also get IBPS Clerk Study material.

8. Wasting precious time on social media and useless websites

The advent of online coaching classes has facilitated the progress of preparations to great extent. But, it does not mean that students should waste their precious time in surfing on useless websites and social media websites. Do concentrate on your online coaching classes and stick to your strategy to get the best results.

9. Lacking knowledge of basics and applying tricks

You should always have knowledge of basics of every concept and should not rely only on shortcuts and short tricks in solving questions. You might face a very complicated question in the exam which strongly demands the knowledge of basics and there you can score over others.

10. Preparing for the mains after the results of the prelims exam

The bank exams are divided into two stages- Prelims and Mains. You should always prepare for the mains exam from the beginning of your preparation or else you will not be able to finish the syllabus in limited time, after qualifying the prelims exam.

11. Ignoring the importance of revision

After toiling so hard for months, you should also prepare a time-table for the revision to recollect all the studied concepts before the exam. There are many students who underestimate the importance of revision and forget all the studied concepts before the exam. The good revision strategy will raise your confidence level and raise your morale on the exam day.

We hope that you have thoroughly understood all the common mistakes committed by the aspirants and tips to rectify and work on best possible strategies to crack the exams.

All the Best!!!

What is the difference between IBPS PO and IBPS clerk?

IBPS PO and IBPS Clerk Exams are the most awaited exams by the aspirants of bank jobs. These exams are conducted by IBPS, a self-governing recruitment organization who appoints graduates for many job profiles of Public Sector Banks except SBI. Generally speaking, there are several candidates who apply for these posts without knowing the work profile of either of the posts. In this article, we will discuss the work profile of IBPS PO and IBPS Clerk so that the aspiring candidates should know the duties they are going to perform if they are selected for any of the posts, offered by IBPS.

Firstly, we will discuss the basic difference between IBPS PO and IBPS Clerk by explaining out their definitions. In IBPS PO, the word PO stands for “Probationary Officer” in the banks. It is considered to be higher grade than that of a clerk.

As far as IBPS Clerk, he can be termed as “Single Window Operator” where he has to conduct all types of General Office tasks. He has to be present in all the departments and his responsibilities are to maintain the records filing, staffing service counters, screening specialists, other regulatory tasks etc.

The Probationary Officer starts off as a trainee officer in the Junior Management Grade Service (JMGS) of the bank. They have substantial vertical growth in the promotions of their posts and can rise to the highest grades of the banking posts (General Manager, a Director or even the Chairman of the Bank). He is appointed at two years of training probation period as an Assistant Manager in the bank and has to handle duties like handling of cash, managing reports etc.   

To get appointed as IBPS Clerk, he has to crack IBPS Clerk exam and it is easy to crack this exam through IBPS Clerk Chennai. The major responsibilities of IBPS clerk are to maintain the records filing, staffing service counters, screening specialists, and other regulatory tasks etc. The least required age of any aspirant has to be 20 and the maximum age has to be 28 to apply for clerical posts. IBPS Clerk is a tailor made job for girls as it offers security to them. After the retirement, an IBPS Clerk  enjoys the facilities provided by the government pensions, job security, allowances, low-interest loans and has the great opportunity to learn the work under his/her seniors.

Duties of IBPS PO

IBPS PO has to perform the following duties and they are as following:

1. IBPS PO has to maintain branch activities efficiently and has to deal with the customers.
2. IBPS PO has to thoroughly supervise the staff working under him.
3. IBPS PO has to meticulously take care of customer related dealings, activities, grievances, transactions and loan processing of the clients.
4. IBPS PO should properly verify the work done by the junior clerks and then make wise decisions as per the policies of the bank management and implement them effectively in the branch for the smooth running.
5. IBPS PO duties also include issuing of ATM Cards, cheque books, demand drafts etc.

Duties of IBPS Clerk

1. IBPS Clerk has to appropriately assist bank customers in depositing and withdrawing of cash.
2. IBPS Clerk duty involves issuing and delivering cheques books to customers after getting it verified from the authorities.
3. IBPS Clerk duty involves issuing of cash receipts and ESI stamps as and when demanded by the bank customers.
4. IBPS Clerk major assigned jobs are computer based as there is a trend of internet and mobile banking these days. His job is also to make customers literate about cashless transactions.

In this article, we have comprehensively differentiated between the job profile and duties of IBPS PO and IBPS Clerk. Now, after reading this article, it will be easier for the aspiring candidate to pick the job of their choice and interest. The candidates should be aware of the latest exam pattern of both the exams (IBPS PO and IBPS Clerk exams). We would advise to plan a proper strategy to crack these exams and get better IBPS Clerk Study material. You are advised to join online and offline coaching classes to enhance your chances of selection.

We wish you to prepare well to grab either of the jobs and be the part of flourishing banking sector.

All the best!!!

Why do training institutes for bank exams are referred to as “Coaching Institute”?

The word “Coaching” is often referred to the expertise of building a true sportsman who possesses the qualities of head and heart to perform excellently in the field. The main objective of “Coaching” is to properly guide, inspire as well as empower a sportsman to achieve their full potential. So, why do we refer the training institute for bank and competitive exams as “Coaching Institutes”? We call them “Coaching Institutes” as they guide candidates properly towards their destination with full disciplined preparation and a planned strategy which help them in crack any competitive exam.

Likewise, a good teacher is like a leader who has the ability to unify a group of students and make them seriously committed to their goal. As far as banking exams, the competition level is been increasing year by year, and there is need to join a proper coaching institute to crack these exams. There are high profile institutional bodies like IBPS, SBI AND RBI who conducts online written examination every year through prelims and mains examination to recruit candidates for various banking job profiles. The candidates who succeed to score cut-off marks and perform well in the interview round are selected for these posts. Hence, the candidates are required to be fully prepared for these competitive exams and so they are supposed to join a competent coaching centre through Bank PO Coaching Chennai.

Now, the basic question which must be arising in the mind of the candidate- Why not self-study for the banking exam? Let me tell you friends, being intelligent is one aspect but performing well through reckoning your brain in a competitive examination is another aspect and this is the most significant aspect which brings out the winner in you. There are occasions where you badly need a platform which is dedicated to teaching competitive examinee to polish your skills. This platform is “Coaching Institutes” which help candidates to learn shortcuts, short tricks, methods and above all time-management skills which plays vital role in every competitive exam. In our student life, we have thoroughly experienced the good benefits of an effective classroom session. In a highly reputed and competent coaching institute, a good teacher is like a great coach who has in-depth knowledge of his subject as he has understanding of the fundamental skills to advance tactics and strategies involve in solving even the most complicated question. In addition, a caring teacher will be able to convey compassion to his students which will motivate them to perform their best in the exam. In self-study, you might not have the facility and expertise of a great teacher who can infuse knowledge, enthusiasm and positive attitude in you.

This motivation is very necessary for you to be engaging consistently towards your goal. Besides delivering exhaustive classroom sessions, the coaching institutes prepare candidates to face examination pressure bravely by regularly conducting online mock tests and regular tests. It helps candidates in understanding to use short tricks, shortcuts to solve problems. There are few reputed coaching institutes who have been providing success capsules in the form of tricks and tips to solve solving tricky questions in limited time frame. For candidates who undergo such formal training, it becomes easier for them to spot the question of importance and later prepare these set of questions well for the exam. What is the benefit of studying in a batch or group? Let me tell you friends, in any competitive exam, it is difficult to analyze other person potential and is also difficult to understand your potential completely.

There is a cut-off marks which sets a dead-line between selection and rejection. If you are studying in a group then you can interact with other candidates who are studying the same concept with you. The teacher is like a mentor or counselor who will pay attention to the student’s emotions, strengths and weaknesses. You will learn new methods and the ambience of studying together will create healthy competition and motivate you consistently. In bank exams, the significance of good “study material” should never be undermined. The good coaching institutes have good track records and so they are well-equipped in providing competent bank PO Exam books to their students.

As a spirited aspirant, you should always be aware and judgmental in electing good coaching institute. Do make sure that the coaching institute has good infrastructure, experienced and competent faculty, pleasant ambience and is located near to your place. So, this is the right time to put your best foot forward and join a competent coaching institute to make your chances brighter for the forthcoming banking exams.

All the Best!!!