Dark sides of an IBPS PO officer job

Probationary Officer post is one of the most preferred posts by millions of fresh graduates of India. It offers an officer grade job to the fresh graduates which makes it an ultimate option for them. It has many benefits attached to it which makes it an attractive such as decent salary package, bonus, loans, housing facility, etc. The salary package starts with a handsome pocket which is a bonus for the fresher. Besides the benefits there are some dark facts which are only revealed once you start working as IBPS PO. Working hard to qualify such a competitive exam with a thought that you will enjoy promotions without any workload, that is not the case.

An officer appointed through IBPS PO notification is given handsome package linked with the workload and tensions for it being a financial matter related to public in general. Let us discuss some dark facts of IBPS PO job.

1. Financial responsibility:

In the era of digitalization one has to handle large amounts to be transferred through NEFT and RTGS. In case due to lot of pressure from customer you have committed any mistake while doing any such transfer then you have to pay for it. This job involves lot of financial responsibility which at times makes it a tough task.

2. Social accountability:

At times with more rush you tend to give attention to poor section customer and end up losing a potential customer. It happens because you are working for public sector bank and need to give attention to poor sections first who deposit a meager amount. This makes you lose a premier customer who is also asking for the same service at the same time.

3. Intricate official procedure:

Official procedure of banking system has various legal proceedings which needs lot of knowledge and training. It takes more than 3 years to understand these procedures or else you tend to commit mistakes.

4. Hectic work schedule:

As a PO one has various responsibilities such as foreign credit, international trade, Forex management, printing pass books, loan recovery, opening several new accounts, processing loan applications, etc. These procedures involve lot of hard work as there is lot of paper work involved in it. Paper work can only be accomplished fruitfully if you have ample of knowledge.

5. Target based work load:

As an officer, bank manager gives target to the officers to be accomplished in time especially related to bad debts such as bad loan recovery cases. May be the loan was not sanctioned under your jurisdiction yet you have to take the burden after taking up the job through bank Coaching Chennai. These recoveries are time bound which gives lot of tension and workload.

These are some of the dark facts about the duties and responsibilities that one gets after joining as PO in a public sector bank. The choice is entirely yours to take up such a challenging job or not. One should prepare one’s mind to face such challenges though termed as DARK FACTS, yet giving a DREAM JOB!!!!

Prepare well and get ready to take up the challenges of IBPS PO’s duties and responsibilities.

REFERENCE LINK :

https://medium.com/@monikaag.ibt/dark-sides-of-an-ibps-po-officer-job-9b86d38989d4